Financial Stability and Regulations: These companies are subject to financial regulations set by government authorities to ensure their stability and solvency. They are typically required to maintain reserves and adhere to certain standards to protect policyholders' interests.Coverage: Life insurance policies provide a financial benefit to the designated beneficiaries upon the death of the insured individual. Some policies may also offer additional benefits or riders such as critical illness coverage, accidental death coverage, or investment components for cash value accumulation.
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