Almost all of us have seen our mothers, in our childhood, fry money through the long holes in the lids of earthenware round pots and put them inside. Banks, saving money, buying hobbies with that money, after understanding these things, we all probably had at least one clay bank. The salami received on Eid or the money handed to us by visiting relatives when they left, we used to throw it into the earthen bank with great joy. I used to count the days, when that bank would be full and it would be broken on the great festival. As the days of excitement around clay banks are over, we are now used to institutional banks. Although these institutional banks were created to deposit large sums of money, mudi banks are not used much for depositing retail money. Now there is mobile e-banking system for depositing retail money. 

Be that as it may, though we have many dreams of those colorful, patterned clay banks in our memories, today's banking system has made our lives colorful, dreamy and promising. Not only depositing money, we get the benefits of keeping our wealth safely, building a house or taking a loan to start a business, etc. through these banks.

Sonali Bank Bangladesh Limited 

Sonali Bank Bangladesh Limited is one of the commercial banks listed by the government. The head office of the bank is located in Motijheel area of Dhaka. It is a state-owned government bank established in 1972. Like other commercial banks, apart from doing interest business, this bank provides money in various service areas of the society. Not only that, this institution has been working with self-sacrifice in all fields for the development of the socio-economic condition of Bangladesh for the past few years. Sonali Bank has 1228 branches across the country. There are many emergency savings sectors like gold savings, education and medical savings, rural savings, marriage savings. If a safe government bank is what you need then this bank may be the best for you.

Dutch-Bangla Bank Limited 

Dutch Bangla Bank is famous for being the country's first joint service bank also known as DBBL. It was established by M Sahabuddin Ahmed in 1996 as a joint effort of Bangladesh and the Netherlands. It has the largest network in all of Bangladesh and the largest donor bank among all the banks in Bangladesh. You can easily open a DBBL account anywhere in Bangladesh through mobile banking services. Dutch-Bangla Bank has the largest number of ATM booths among all the banks in the country. With more than 500 booths across the country, this bank donates merit scholarships worth about Tk 102 crores every year. The total assets of this institution, which is managed with 210 branches, is 475 million taka.

Eastern Bank Limited 

Eastern Bank Limited is another name for trust in safe banking system. It is a corporate private commercial bank with total assets of Tk 422 billion. Although established as BCCI in 1992, it was later renamed Eastern Bank Limited. The head office of this bank is in Dhaka. It has become one of the leading banks in the country providing services in SME Banking, Financial Retail Banking and Green Banking etc. for three decades. This bank with 85 branches has won the honor of best domestic bank three times including the last one in 2023.

BRAC BANK LIMITED BRAC 

Bank, which is at the top of the autonomous commercial banks, is basically a wonderful work of Sir Fazle Hasan Abed. It is a prestigious financial institution managed by the private development agency BRAC. This bank was established in 2001 to help the small and medium enterprises of the country. Since the beginning, this bank has been making relentless efforts to establish the village level industries of the country and reach them to every corner of the country. It has 196 branches. Currently its total assets are 3 million rupees. This bank does various financial support activities including giving small loans to the poor.

PUBALI BANK LIMITED 

Pubali Bank is a government commercial bank. Pubali Bank started its operations in 1972. Earlier this bank was born in 1959 as Eastern Mercantile Bank. After the independence of the country, the bank was nationalized as Pubali Bank. Later in 1983 it was again declared as privatized. At present Pubali Bank is called PBL for short with around 500 branches in 32 districts of the country. This institution, which has been providing banking services to the people of the country for decades, has a total asset of 5.5 million taka. In 2009, the 'Best Business Award 2009' award went to this company. This bank provides various services including consumer loans, ATM services.

Grameen Bank 

Perhaps no one has spread the influence of Grameen Bank in providing microcredit and banking services at the grassroots level in Bangladesh. Nobel laureate in 1983. The path of this bank started with the hand of Yunus. In 2006 Dr. After the joint Nobel Prize of Yunus and Grameen Bank, it gradually established itself as one of the largest community development banks in the country. The bank has received many awards at various times at home and abroad including Independence Award. It is basically a micro-credit and social development organization that provides micro-loans to poor people. The bank is currently extending its credit facility to 81,678 villages across the country, which is more than 93% of the total villages in Bangladesh.

United Commercial Bank 

United Commercial Bank Limited is a private bank with total assets of Tk 450 billion. Established in 1983 as a commercial bank, the institution is listed on Dhaka Stock Exchange and Chittagong Stock Exchange. In late 2013, the bank launched Ucash, a mobile financial service. However, in 2021, UKash was renamed Upay under UCB Fintech Company Limited, a subsidiary of United Commercial Bank. Running with 172 branches and 947 ATMs, this bank provides various services to the people of the country.

HSBC Bank 

HSBC Bank is one of the world's largest multinational banking and financial services companies. The headquarters of this global banking service provider is located in London, United Kingdom. This bank was established in 1865 and serves nearly 40 million customers in 75 countries. The full name of HSBC is Hong Kong and Shanghai Banking Corporation. It started operations in Bangladesh in 1996 and initially focused on the urban areas of the country. At present it has branches and booths in various places including various divisional cities of the country.

THE CITY BANK LIMITED 

This private commercial bank started in Dhaka on March 27, 1983 and is registered in Dhaka Stock Exchange and Chittagong Stock Exchange. Winner of the National Information and Communication Technology Award in 2017, the company offers products and services in retail banking, corporate finance, SME banking, women's banking, digital banking, wealth management, equity brokerage and security. It has 133 branches and 369 ATMs across the country. The most widely used credit card service in Bangladesh at present, 'Amex Credit Card Service' was launched by City Bank on November 9, 2009. The number of these ATM cards is said to have crossed 1 million in recent times.

Islami Bank Bangladesh Limited 

Islami Bank Bangladesh Ltd tops our list today for banking system and customer care system. It is the largest private bank in the country with total assets of Rs 2 trillion. This bank is quite popular among the people of different classes and professions of the country as well as the people of Islamic rule due to the sufficient focus of this bank on Islamic Shariah and law in the field of banking. This bank can be a very safe arrangement for you to receive safe banking services according to Shariah. Established in 1983, this bank has a total of 373 branches across the country. This bank provides services like i banking, cellfin, sms banking, mobile banking, ATM services etc. In 1999 and 2000 it was awarded as the best bank in Bangladesh.

There are many more good, reliable and developing banks of public and private sector in Bangladesh. It is not possible to bring all of them in this top 10 list because the rest of the companies provide bad service. The list is based on various banking surveys such as sustainable financing index, social responsibility activities, financing of environment friendly projects, sustainable core banking index and scope of banking services etc.