Bangladesh is predominantly an agricultural country where agriculture sector plays a vital role in accelerating the economic growth. The majority of population here directly or indirectly related with “Krishi”( The Bengali term “Krishi” means Agriculture) which contributes a significant portion to GDP (14.23% according to the Bangladesh Economic Review 2018).
Bangladesh Krishi Bank (BKB) has been established under the Bangladesh Krishi Bank order 1973 (President’s Order No 27 of 1973) in order to boost up our economy by providing financing facilities to our Agriculture Sector. BKB is being run as a Banking Company under the Banking Company Act-1991.
Its Head Office is located at Krishi Bank Bhaban, 83-85 Motijheel Commercial Area, Dhaka-1000, Bangladesh.
The main objective of BKB is to provide easier and hassle free credit disbursement facilities to the farmers, people engaged in agricultural activites i.e. Crop production, Fish culture, Animal Husbandry etc & entrepreneurs involved in development of agro-based industries and cottage industries.It’s primary aim was to bring people out of General High Interest Rate Lending System-over which the bank is working over than three decades.
The Bank is guided in accordance with the policies and principles of the Government of the Peoples Republic of Bangladesh. BKB has an authorized capital of Tk. 15,000 Million (Taka Fifteen thousand Million) only and paid up capital of Tk. 9,000 Million (Taka Nine thousand Million) only which is fully paid by the Government. The Bank started commercial functioning since 1977 to generate more loan-able fund from the idle rural and urban savings and invest them for the betterment of our economy.
The Bank operates its function through its 1038 branches (except Rajshahi and Rangpur Division) & all are Online Branches. It has 16 foreign exchange (Authorized dealer) branches. In the field level the Bank has 9 Divisional, 54 Chief Regional and Regional offices for close supervision of the branch activities. For smooth operation, as a part of internal control and compliance system, the bank has also 63 field level audit offices of which 9 at Divisional and 54 at Regional levels. In the Head Office the Bank has 7 Divisions headed by General Managers, 25 Departments and a Staff College headed by General Managers.Local Principal Office of BKB is headed by a General Manager. The existing strength of Bank’s manpower is 9430 against the approved strength of 13680 as on 31 December, 2010.The Bank has a Board of Directors comprising of 11 members.
The Board is headed by the Chairman. The Board Chairman is generally an experienced professional/ex-professional who has wide acceptability and rapport. The Directors represent both public and private sectors and are appointed by the Government.The Managing Director is the Chief Executive of the Bank. He is appointed by the Government. The Bank has three posts of Deputy Managing Directors and they are appointed by the Government. The Bank has 17 posts of General Managers. They are also appointed by the Government.
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